Vietnam: Bank loan-deposit ratios improve

  • Aug 09, 2016

Vietnam: Bank loan-deposit ratios improve

Tuesday, 9 August 2016 – The loan-to-deposit ratio (LDR) of eight State-owned commercial banks has improved significantly in recent months, making the industry more optimistic about keeping it at a maximum of 90 per cent.

According to the latest statistics from the State Bank of Vi?t Nam (SBV), the LDR of these banks at the end of June had dropped to 93.93 per cent, the lowest level over the past 10 months.

Expert said the fall was significant as the LDR had remained high, at 99.11 per cent, earlier this year.

For many years, the LDR of the banks has remained high, even reaching 110.01 per cent in December 2011, causing high risk for these banks. Read More?